Confidence to Trade.
Freedom to Grow.

Certainty in a World of Uncertainty

Why Choose Credit Insurance?

Trade receivables are among your company’s most valuable assets. Credit Insurance works by protecting these assets from potential loss. Whether caused by protracted defaults or insolvency, you’ll be quickly indemnified for the non-payment of goods or services delivered. It’s a simple, cost-effective way to eliminate risk and replace it with certainty.

How does trade credit insurance work?

Risk Prevention

Credit insurers constantly assess your customers to help you avoid risky buyers and trade more confidently and securely.

Debt Collection

If a customer doesn't pay, expert collectors step in—protecting relationships and handling recovery professionally and smoothly.

Compensation Claim Compensation

If a customer defaults, your insurer covers the loss—no matter what happens with debt collection efforts.

What Are the Benefits of Credit Insurance?

Protect Your Cashflow

Failed payments rarely come with warning, and the impact on your cashflow can be catastrophic. Credit Insurance mitigates this risk by covering you for non-payment, ensuring your business remains financially stable.

Unlocks Better Financing

Having certainty over customer payments strengthens your financial profile with banks, helping you access better funding. Plus, your credit insurance policy can even serve as collateral in financing or factoring deals.

Confidently Expand Sales

Credit insurance gives you the confidence to grow your business—boosting sales, reaching new customers, and exploring new markets—without the stress of unpaid invoices or the fear that a missed payment could set you back.

Monitor Risks Proactively

Credit ratings can change quickly. Insurers regularly monitor your customers’ creditworthiness, highlighting risks or improved positions that could signal new opportunities.

Credit Insights

Credit intelligence not only helps you identify who you can safely trade with but also shows which customers you can extend more favorable credit terms to, managing risk more effectively.

Stronger Market Position

Offering flexible payment terms gives your business a competitive edge over competitors that don’t offer credit, making you more attractive to customers.

Custom-Fit Coverage

Cover Tailored to Your Needs

At NOVARDIA, we connect you with the right insurer and policy, perfectly matched to your business. There’s no “one-size-fits-all” in Credit Insurance, and that’s where we excel. We’ll assess the risks for each client and craft a cost-effective, custom package just for you.

Protect all customers from insolvency or payment defaults.

Insure only high-risk or selected customer accounts.

Insure your most critical or high-value client.

We help fill gaps in your current insurance coverage.

GET IN TOUCH

Why Choose NOVARDIA?

At NOVARDIA, we work with you to assess risks and create a custom, cost-effective insurance package tailored to your needs. While we aim to competitve premiums for your policy, we never compromise on coverage. The right insurance should offer both value and reliability, giving you peace of mind when it matters most.

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